Your asset allocation is your personal mix of stocks, bonds, and cash. But the way that you invest is more than just a colorful pie chart, and can be the deciding factor in how successfully you meet your goals. That’s why assessing your risk tolerance and picking an asset allocation model is so important. And […]
Read MoreInvestment decisions are critical. Coming up with an effective plan for spending your hard-earned retirement savings is a complex task. Here are some tips to get started: First, you must make some important assumptions about your retirement years — starting with how long your money needs to last. According to Jack Chmielewski, a principal and […]
Read MoreIt began as an extended snow day and quickly accelerated to a nation-wide shutdown with no end in sight. With markets falling in a tailspin, could you blame anyone who became anxious? The future looked bleak—assuming you believed you would have a future. “Obviously a year ago people were scared,” says Craig Kirsner President, Retirement […]
Read MoreNew York (CNN Business)Tori Dunlap joined TikTok in March 2020 for the same reason that most people do: To watch quick-fire videos of people dancing, lip-synching and telling jokes.It wasn’t until mid-July that Dunlap, the 26-year-old founder of Her First $100K, a money and career website, created her first personal finance TikTok video on why you should have a […]
Read MoreCreate a monthly payout without making middlemen rich. You can spend a lot of time struggling to turn a pile of capital into monthly income. Or you can spend a lot of money. What if you don’t want to spend either of those things? Then you may find this guide very helpful. The model income […]
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