Estate plans, much like the people who create them, are all unique. Contrary to popular belief, there is no one-size-fits-all approach. While there are some general similarities that can lead two clients to have a very similar estate planning structure (e.g., all to spouse and then all to children in equal shares), there are always […]
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Avoiding probate and minimizing estate taxes are legitimate estate planning goals, but they should not be the sole focus of any estate plan. Proper estate planning is a much broader discussion that you should have with a qualified estate attorney, but we’re going to offer some items you can further explore with an attorney who can […]
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Millions of Americans are worried about running out of money in retirement. Boomers and Generation Xers are playing catch up to avoid having to drastically reduce their standards of living in retirement. Lowering your taxes on your retirement income and increasing your tax-free retirement income can help stretch those valuable retirement account dollars. Keep reading […]
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In today’s low-interest-rate environment, retirees are increasingly looking for stock dividends as a source of income to cover their costs. With stock yields often sitting higher than the interest payments on investment grade bonds, such a move can be tempting. Dividend investing comes with a risk, though: Companies can cut their dividends when the going […]
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If you’re a homeowner at or near retirement age, you’ve probably seen plenty of TV commercials or heard ads on the radio about reverse mortgages. These loans can sound pretty appealing, especially if most of your net worth is tied up in your home. But there are some definite downsides, too. If you’ve been considering […]
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