Housing & Development Board

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Retain Flat Following Life Events

Family structures can change after a life event and affect your eligibility to retain your flat. Read on to find out how such changes may affect you.

You can also email your request to retain the flat to your managing HDB Branch. Please include in your email the details of the flat and particulars of the family members concerned.

Demise of joint owner

If a joint-owner has passed away, his or her share or interest in the flat will be transferred to the remaining owners, who will have to lodge a Notice of Death with the Singapore Land Authority (SLA).

Eligibility

As the remaining family or single occupier, you can retain the existing flat provided you:

  • are a Singapore Citizen (SC) or Singapore Permanent Resident (SPR);
  • are at least 21 years old; and
  • satisfy our eligibility rules and conditions to own a flat.

For example, a husband and wife are joint-owners of a flat. His widowed wife can take ownership of the flat as the sole owner, if she satisfies all eligibility conditions to own a flat. If the lease of the flat has already been issued, she would need to submit the Notice of Death of her husband to SLA, for the purpose of updating records.

As a remaining joint-owner, you may choose to lodge the Notice of Death personally at SLA (Visit www.sla.gov.sg > FAQs > How do I lodge a Notice of Death to inform SLA of the death of a joint owner), appoint your own solicitor to lodge the Notice of Death on your behalf, or engage our legal services through the managing HDB Branch of the flat.

Lodging a Notice of Death

  1. The remaining joint-owners will need to bring along these documents to lodge a Notice of Death for flats held under joint-tenancy:
  • Identity cards of remaining joint-owners
  • Original death certificate of deceased owner
  • Evidence of estate duty clearance for deceased owner’s estate (for death occurring before 15 February 2008)
  • Duplicate lease (if any)
  1. They will also be required to pay the registration and conveyancing fees at the point of application.
  2. HDB’s Legal Group will then prepare the Notice of Death and inform the remaining joint-owners to sign the documents at the HDB Branch managing the flat.

Demise of sole owner/ tenant-in-common

If the flat’s sole owner or co-owner passes away, his interest in the flat will be distributed according to his will, or the provisions of the Intestate Succession Act if there is no will. A court order is required to obtain legal authority to administer the deceased’s estate.

Eligibility

As the remaining family or single occupier, you are allowed to retain the existing flat, provided you:

  • are a Singapore Citizen (SC) or Singapore Permanent Resident (SPR)
  • are at least 21 years old
  • satisfy our eligibility rules and conditions to own a flat

If there is a will

The deceased’s interest in the flat will be distributed according to the will.

You will need:

  • Grant of Probate

The deceased’s family should engage a private solicitor to apply for this court order, which gives legal authority to the Executor (the person named in the will) to manage the deceased’s estate.

If there is no will

The deceased’s interest in the flat will be distributed according to the provisions of the Intestate Succession Act.

You will need:

  • Grant of Letters of Administration

The deceased’s family should engage a private solicitor to apply for this court order, which gives legal authority to the Administrator to manage the deceased’s estate.

Registering your legal right as an Administrator/ Executor

Once the Grant of Letters of Administration or the Grant of Probate has been obtained, you can engage your own solicitors or appoint our solicitors to act for you to register your legal right as the Administrator or Executor.

If you wish to engage our services, you can approach the HDB Branch managing the deceased’s flat to make the necessary application with the following documents:

  • Original copy of the Grant of Letters of Administration and Statement for Grant of Letters of Administration or Grant of Probate and will
  • Original copy of the Syariah Court Inheritance Certificate (for Muslim estates only)
  • A copy of the deceased owner’s death certificate
  • Duplicate lease of the deceased’s flat
  • Identity card(s) of all flat owner(s) and Administrator(s) or Executor(s)

If you are an Administrator/ Executor, you will have to:

  • Sign the relevant documents
  • Pay fees (stamp fees, conveyancing fees, etc.)
  • Apply at the HDB Branch managing the deceased’s flat to transfer the flat to the beneficiaries as owners, subjected to our eligibility criteria and conditions governing transfer of flat ownership

Courtesy posting by NextLifeBook.com