Life insurance may play a vital role in an estate plan because insurance proceeds can be counted on to provide liquidity when it’s needed. With proper planning, insurance money can pay expenses such as estate tax and keep other assets intact. Suppose, for example, Bill Smith dies and leaves a large estate to his daughter […]
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For many clients in 2020, estate planning became a pressing need, and that need has continued in 2021. If the COVID-19 pandemic has taught us anything, it is that preparedness and flexibility are key. For those who have not yet done so, the time to focus on estate planning is now. With all the uncertainty […]
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With so much going on in the world now, life insurance might not seem like a hot topic at the dinner table. However, because so much has happened in the past year, people are more likely to be discussing what they need to do to be prepared for emergencies. In fact, a survey by insurance […]
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Did you know that only 1 in 4 Singaporeans have a retirement insurance plan, and 2 in 3 of retirees regret not planning earlier for retirement? Instead of getting excited about their work-free years, some Singaporeans are feeling anxious about their retirement simply because they are not prepared for it. These are some of the […]
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Ideally, you should enter retirement with about 10 times your final annual salary socked away in your investment portfolio. You’ll need those assets to supplement your Social Security benefits, which only pay the average senior today about $18,000 a year. But what if you’re on the cusp of retirement and you haven’t got quite that […]
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