Without sugarcoating things, death is inevitable, and incapacitation is unpredictable. Nobody ever knows what tomorrow holds, and that’s why you need to look for ways to accomplish what you have in mind while you still have the time. You probably have things like assets, trusts, and guardianships that you wish to be handled in a […]
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BISMARCK —Insurance Commissioner Jon Godfread reminded North Dakotans to take advantage of the Special Enrollment Period for health insurance coverage on the federally run health care exchange if they are currently without insurance. Beginning Feb. 15 through May 15, this SEP will be open to all exchange-eligible consumers who are submitting a new application or […]
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At the beginning of each year, like clockwork, personal finance pundits tell Americans how to make the most of their money. It’s usually a great time to capitalize on New Year’s resolutions by reinforcing the basics: ADVERTISEMENT budget your expenses pay yourself first have an emergency fund put your savings to work for retirement Read […]
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In financial circles, there’s been a lot of talk about inflation. The Fed wants to encourage a moderate inflation increase and is holding interest rates low until that happens. Pessimists, though, worry about that approach. The thinking is that pent-up demand from the pandemic lifestyle could drive a sudden rise in spending once COVID-19 is […]
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The retirement market continues to be dominated by 401(k)s. They are the centerpiece of the employer offering and the starting point for most financial advisors. But with a new year, is it time for a new approach to retirement benefits and savings? It’s not often that we need to rethink our approach to retirement savings […]
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