Ideally, you should enter retirement with about 10 times your final annual salary socked away in your investment portfolio. You’ll need those assets to supplement your Social Security benefits, which only pay the average senior today about $18,000 a year. But what if you’re on the cusp of retirement and you haven’t got quite that […]
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Everyone doesn’t need $1 million for retirement. But you might, if you don’t have a lot of guaranteed income sources after you’ve stopped working or think you’ll have high expenses.Saving for this goal can seem intimidating. But with some planning, hard work, and discipline, it can be done. Here’s how. Slow and steady wins the […]
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Do you know what you’re doing with your estate plan? During the time of COVID-19, it is essential to make sure that you and your families wealth and assets are protected in this lifetime and beyond. Do you have all the required legal forms to ensure your wealth will be protected? Are you making common […]
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Here’s something you probably didn’t know: The average monthly Social Security retirement benefit was recently just $1,547, or about $18,500 per year. Yes, if you earned an above-average income during your working life, you’ll likely collect more than that — but it still is probably not going to be enough to cover your expenses in […]
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A portfolio stress test can help give you some peace of mind about that … but if you’re not careful, it could give you a false sense of security. To get results you can trust, make sure the parameters you’re using are realistic. You just left a meeting with your financial adviser, and your nest […]
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