Paying Off Your Mortgage Before Retirement? Retiring without a mortgage may sound like a dream, but is it really a smart financial move? With record-low interest rates, could your money be put to better use elsewhere? While lowering your cost of living in retirement is often a smart move, ask these five questions before you […]
Read More
When in your 30s. this often means hitting milestones in your life that come with a hefty price tag; getting married, buying a home, having children, saving for your children’s education and many other competing demands for your money. So How to SAVE and INVEST? Faced with mounting expenses, it is no wonder that the […]
Read More
A401(k) retirement plan is an excellent tool to help employees save for retirement. Many employers offer a company match, which is basically extra compensation. Not only that, but you also usually get a tax break for your contributions in the year you make them. But if you’re only saving for retirement in a 401(k), it could […]
Read More
Investment decisions are critical. Coming up with an effective plan for spending your hard-earned retirement savings is a complex task. Here are some tips to get started: First, you must make some important assumptions about your retirement years — starting with how long your money needs to last. According to Jack Chmielewski, a principal and […]
Read More
Create a monthly payout without making middlemen rich. You can spend a lot of time struggling to turn a pile of capital into monthly income. Or you can spend a lot of money. What if you don’t want to spend either of those things? Then you may find this guide very helpful. The model income […]
Read More