Yes. EQBenefits plans are available for subscription to all legal residents in Singapore regardless of nationality or work pass category.

In addition to providing your staff with medical benefits, you may wish to provide your staff (and even their families) with other types of Flexible Benefits, such as fitness classes, dental, and wellness benefits. We have a wide array of service providers and wellness deals that your staff and their families can enjoy. All of these are only for S$1 per person per month.

To help reduce the workload on your HR/finance team, EQBenefits can assist you by processing your company’s current medical/non-medical claims as an independent TPA using our automated claims portal. We are fully transparent and will verify all the claims submitted based on the set parameters provided by you and your company.

No, Equidius is not an insurance broker nor is EQBenefits an insurance program

No. EQBenefits plans do not provide GHS coverage and will actually complement your company's existing GHS insurance plan by providing corporate access to outpatient medical and dental services to your staff (and their families, if applicable). In addition, your company will enjoy greater savings of up to 30% as the outpatient costs will be reduced.

Yes, we are here to provide a cost-effective alternative plan for your company. GHS plans overlap with your Employee’s Medishield Life/Integrated Shield Plan. You may instead opt to use the premium for employees to pay the premiums for their Medishield Life/Integrated Shield Plan instead. For GP outpatient needs, the needs of your staff will be adequately met using our EQBenefits plans.

Unfortunately, EQBenefits’ privileges and corporate rates are only applicable and available with the service providers listed on our panel. These preferred rates will not be available to service providers that are not listed on our panel and mobile app. The list of service providers can be found in our app and is constantly updated to serve our members better.

Yes. As an employer, if you are offering insurance premium allocation as part of Flexible Benefits to your staff, EQBenefits can assist you in processing these premium allocation as part of our TPA claims processing services. The management service and assigning the premium amount to you employees are included in the services we provide on our platform.

E.g. Your yearly GHS budget can be administered by us 4 times a year. This can help you reward and retain your talented staff. We can administer it as proration which allows you to save costs and not worry about your staff quitting.

Flexible benefits are plans offered by an employer which allows their employees to choose the benefits they want or need from a package of programs. Such benefits may include healthcare, dental, optical, travel or wellness services.

Yes. Please approach us to find out how you can access our app to browse through our services.

A Third Party Administrator (TPA) is an independent company that helps companies process claims and other administrative tasks related to the claims, which may also include management of employee benefits programs. Upon verification and processing of the claims by the TPA, the company can proceed to make reimbursement to their staff and employees without any worry of fraud or abuse.

Companies and insurance agencies often outsource their claims processing to TPAs, as we are equipped with the systems and industry knowledge to assist our clients.

Yes, your company can engage NextLifeBook Benefits for the TPA claims services only. For S$22 per person per year, you can only engage EQBenefits claims management service to process your simple Flexbenefits claims. We will process all your claims with strict regulations and provide you with monthly reports for the overview and breakdown of the claims submitted. All of your staff will also have access to our user-friendly 24/7 Claims Portal.

As an independent Third Party Administrator (TPA), EQBenefits can take the heavy burden of processing claims on behalf of your HR or finance team through our automated claims processing platform. Our claims portal can be tailored to cater to your needs for your employees, which may include but not limited to:

• Job Grade
• Scheduled Allocation
• Flex Medical, Dental, Specialist
• Unlimited Claims Types
• Taxable / CPF Payable Advisory
• Spending Account (Universal)
• Monthly Payroll & Transaction Report
• Document Repository
• HR Access